Car Accident Laws in Massachusetts: A Comprehensive Guide
Before you hit the road in Massachusetts, it’s crucial to understand the car accident laws that apply in the state. Whether you’re a resident or just visiting, being informed can help you navigate challenging situations effectively. In this article, we’ll provide you with essential insights into Massachusetts auto accident regulations.
Massachusetts Statute of Limitations:
The statute of limitations defines the timeframe for filing a lawsuit after an injury. In Massachusetts, you have three years from the date of the accident to initiate a legal claim against any party responsible for your injuries. This emphasizes the importance of acting promptly if you wish to pursue legal action. Missing this deadline could result in losing your right to compensation.
Understanding Comparative Negligence Laws:
Massachusetts operates under a comparative negligence rule for personal injury claims. This means that the compensation you receive can be influenced by the degree of fault assigned to each party involved in an accident. If you are found to be less than 51% at fault, you may still be eligible to receive compensation for your injuries. However, if you are determined to be 50% or more at fault, you will be barred from recovering any damages.
What is No-Fault Insurance?
In Massachusetts, the no-fault insurance system dictates that individuals can only file personal injury lawsuits under specific circumstances. You may pursue legal action if:
- Your medical expenses exceed $2,000.
- You have sustained serious injuries that significantly impact your quality of life, such as broken bones or loss of vision or hearing.
Understanding these criteria can help you determine the best course of action after an accident.
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If you have questions about Massachusetts car accident laws or need help navigating your legal options, Legal Chiefs is here to assist you. We can connect you with experienced attorneys who are ready to provide the guidance and support you need.
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Auto Accident FAQ
What should I do immediately after an auto accident?
Your first and foremost action following an accident is to stay calm, check if you or anyone else involved has been injured, and call the police. Get the name and contact information of all parties involved in the accident as well as any witnesses of the event. To document the damage, take pictures of the accident scene, the vehicles, and your injuries. It’s important not to admit liability until you hire an attorney because they will conduct a thorough investigation to establish the driver at fault.
Should I seek medical treatment after an auto accident, even if I feel fine?
Right after a car accident, you may feel fine, but injuries can surface days, weeks, and even months later. That’s why it’s good to see a doctor even if you don’t believe you were injured in the accident. Your doctor can recognize issues or injuries that won’t immediately become apparent to you and alert you to warning signs of injuries that may arise due to the accident. If you fail to treat your injuries within a certain period of time, you may forfeit your right to get reimbursement for future medical costs. The general rule is not to settle auto accident claims without having been examined by a medical professional.
Do I have to go to court if I decide to file an auto injury claim?
In most cases, you won’t have to go to court. The majority of auto accident claims are resolved outside of court after negotiating the terms with the insurer. Most insurance companies generally try to settle claims as quickly as possible and for as little money as possible, so it’s wise to have an attorney negotiate on your behalf.
What information is necessary when filing auto accident claims?
In addition to taking pictures of the accident scene and taking the contact information of the involved parties and witnesses, your detailed explanation of how the accident happened is also necessary to file a claim. Law enforcement reports of the accident will also serve as crucial evidence in your claim.
What if the accident was partly my fault?
Many factors determine the driver at fault in an auto accident case. Do not accept any part of the blame until the investigation has concluded. Even if the investigation finds that you are partially at fault, you may still be entitled to receive compensation. There are cases when the victim also shares part of the blame for an accident. If, for example, you were driving five to ten mph over the speed limit when the accident happened, this would have limited your reaction time, and you could likely be considered a negligent driver even if you weren’t the one to cause the crash. Different states have different ways of settling auto accident claims where more than one driver is at fault. So it’s best to check the specific laws in your state (or the state where the accident took place) or discuss the matter with your auto accident injury lawyer.
What if the at-fault driver doesn’t have insurance, or I’m the victim of a hit-and-run accident?
It happens surprisingly often that people get into an auto accident where the driver at fault doesn’t have insurance. In these situations, it’s wise to have an auto insurance policy that comes with Uninsured Motorist (UM) coverage. That way, if you get into an accident and the at-fault driver doesn’t have insurance, you will still be able to file your claim under the UM coverage you have with your own insurance company. Your insurer will then process the claim following the same process as it would for an opposing insurer. The only difference is that the claim will be against your UM coverage and not against another driver. Likewise, if you were involved in a hit-and-run accident where the responsible driver fled the scene before you could take their information, you can again seek compensation from your UM coverage.
What type of damages could I be entitled to in an auto accident case?
Suppose you suffered injuries after an auto accident that was caused by another driver’s negligence. In that case, there are two main types of damages that you may seek compensation for: compensatory (a.k.a. monetary) and punitive damages. Compensatory damages are the most common type of damages in a personal injury claim, and they often include: ● Current and future medical bills ● Property damage ● Emotional duress ● Lost wages ● Loss of enjoyment of life ● Loss of future earnings potential On the other hand, punitive damages are much rarer, but they can occur in situations where the vehicle manufacturer is to blame.